The questions people bring to the sales tour, answered by the sentences Disney itself publishes. Each one links to the page or the form it was read on. Nothing is paraphrased.
Membership requires purchasing a deeded ownership interest in a Disney Vacation Club Resort that could expire as early as January 31, 2062, and which are typically priced at $25,500 to $65,500. Prices are subject to change without notice. Prices quoted include applicable sales taxes.Disney Vacation Club, General Product, State & Country Disclosures (updated 9 February 2026)
Your Ownership Interest will be represented by the number of Home Resort Vacation Points identified in your Deed. Your Deed will also identify your "Use Year", which identifies the calendar month every year in which you will receive your annual allotment of Home Resort Vacation Points; you have 12 months following that calendar month within which to use your annual allotment.Disney's Standard Information Form for Timeshare Contracts (UK), Rev. 02/2026
Your Ownership Interest terminates at the end of the term of the Vacation Ownership Plan for your Home Resort. Each DVC Resort has its own termination date.Disney's Standard Information Form for Timeshare Contracts (UK), Rev. 02/2026
Theme Park admission is not part of the ownership interest and is sold separately. External exchanges and destinations are not part of the ownership interest and are subject to change or termination without notice.Disney Vacation Club, General Product, State & Country Disclosures (updated 9 February 2026)
An ownership interest should only be purchased for personal use and enjoyment by Members and based upon its value as a vacation experience. Ownership interests should not be purchased for resale or rental, as an investment opportunity, or with any expectation of achieving income, capital appreciation, or any other financial return or valuable benefit, including any tax benefit.Disney Vacation Club, General Product, State & Country Disclosures (updated 9 February 2026)
Neither DVD, the Club nor any of the DVC Resort associations offer any rental or resale program to Owners. You should not purchase an Ownership Interest with any expectation that you will be able to rent, sell or refinance any Ownership Interest. As a practical matter, resale of an Ownership Interest or rental of a reserved Vacation Home will be difficult given certain restrictions and other factors affecting resale, refinancing or rental.Disney's Standard Information Form for Timeshare Contracts (UK), Rev. 02/2026
In addition to the purchase price, you will pay closing costs, and annual dues. Closing Costs: Members pay the cost of recording the deed, a document preparation fee, any conveyance tax due on the deed, the premium cost for an owner's policy of title insurance and all escrow fees.Disney's Standard Information Form for Timeshare Contracts (UK), Rev. 02/2026
Each Member is responsible for the payment of annual dues (which is the Member's share of the annual common expenses of the Member's Home Resort, a share of real estate taxes assessed against the Member's Unit and the Member's share of funding capital reserves for repair or replacement of major capital items) for so long as the Member owns the Ownership Interest, whether or not the Member uses it. The common expenses may increase over time.Disney's Standard Information Form for Timeshare Contracts (UK), Rev. 02/2026
The purchase price which you will pay for your Ownership Interest, as well as the payment of annual dues, are not inclusive of all aspects of your vacation-related expenses: theme park/water park admission, restaurant bills, food and beverages, transportation, recreation expenses, event fees, spa fees, etc.Disney's Standard Information Form for Timeshare Contracts (UK), Rev. 02/2026
Savings are based on a cash purchase of an ownership interest at a featured Disney Vacation Club resort, including closing costs and annual dues, with enough points for a 4-night stay at the Home Resort purchased, every year for the Membership term, compared with renting the same accommodations for the same nights at the non-discounted rental rate plus tax. Assumes an annual increase of 4.8% in the rental rate and annual dues. Based on these assumptions, in most cases savings can begin approximately 6 to 14 years after purchase and may add up to 50% or more over the Membership term. Prices, rates, dues, and other terms may change in ways that could adversely affect the savings.Disney Vacation Club, Explore Membership
Effective June 3, 2021, to obtain an eligible Disney Vacation Club Membership Card, Members must have one or more Ownership Interests purchased directly from Disney Vacation Development, LLC and symbolized by a combined total of at least 150 Vacation Points.Disney Vacation Club, General Product, State & Country Disclosures (updated 9 February 2026)
Effective January 19, 2019, Disney Vacation Club Members who do not acquire their ownership interest directly from Disney Vacation Development, LLC will not be able to make Vacation Point reservations at some or all non-Home Resorts.Disney Vacation Club, General Product, State & Country Disclosures (updated 9 February 2026)
Exchange options through Membership Extras are not available for ownership interests not purchased directly from Disney Vacation Development, LLC after March 21, 2011. Effective April 4, 2016, ownership interests not purchased directly from Disney Vacation Development, LLC, and which fail to maintain any requisite number of Vacation Points applicable at the time of purchase, will not include access to any Membership Extras.Disney Vacation Club, General Product, State & Country Disclosures (updated 9 February 2026)
Members who buy through resale may face limitations on where they can use their Vacation Points. For example, they may be restricted from booking Vacation Point reservations at newer properties like Disney's Riviera Resort or The Villas at Disneyland Hotel, and may only book at their Home Resort and certain World Collection exchanges. In addition, resale buyers are excluded from Membership Extras, which include special events and enhanced vacation experiences.Disney Vacation Club, Membership Savings Offer
If you wish to sell, you must first offer it to DVD on the same terms as any prospective third-party purchaser in the event you receive an offer which you find acceptable. This right of first refusal in favor of DVD is set forth in the Declaration for your Home Resort.Disney's Standard Information Form for Timeshare Contracts (UK), Rev. 02/2026
Some elements depicted in advertising are part of Membership Extras and are incidental benefits; these offers are subject to availability, change, or termination without notice, may require a fee, and cannot be combined with any other offers or promotions.Disney Vacation Club, General Product, State & Country Disclosures (updated 9 February 2026)
Join a variety of fun offerings for eligible DVC Members, like Welcome Home Weeks at Disney parks and Resort hotels and Moonlight Magic, offering exclusive after-hours access to theme parks. DVC offers lounges at Walt Disney World Resort and the Disneyland Resort. There are hundreds of discounts available to DVC Members: save on merchandise and dining at a wide variety of venues, on water park tickets and tickets for special events like Disney After Hours, Mickey's Not-So-Scary Halloween Party and Mickey's Very Merry Christmas Party, on tours and on rounds at championship golf courses, miniature golf and more.Disney Vacation Club, Explore Membership
Purchasers who acquire an Ownership Interest from any person other than DVD are not eligible to participate in the Program or receive any Benefits. Purchasers should not purchase an Ownership Interest in reliance on the ability to transfer any incidental benefits with the resale of an Ownership Interest. Neither the Program nor any Benefits obtained through the Program are assignable or transferable by a Purchaser and may not be resold.Disney's Membership Extras Acknowledgment and Disclosure Statement (Rev. 9 June 2026)
Annual Passes: From time to time, Members may purchase the Disney Sorcerer Pass, which is a WALT DISNEY WORLD Annual Pass normally only available to Florida residents. WDW and DL Passes may only be purchased by Members for themselves and their immediate family living in their household. Members and up to seven (7) of their guests may purchase separately priced special event tickets and daily admission to the water parks at a discount off the daily admission prices.Disney's Membership Extras Acknowledgment and Disclosure Statement (Rev. 9 June 2026)
Disney Travel Program and Hotel Exchange Program reservations are subject to availability and require a US$95.00 transaction fee.Disney's Membership Extras Acknowledgment and Disclosure Statement (Rev. 9 June 2026)
The Management Company has implemented a Home Resort Priority Period at your Home Resort during which you receive an exclusive right to reserve the use of a Vacation Home at your Home Resort with respect to a given Use Day on a first come, first served basis, with other owners who own Ownership Interests at your Home Resort, eleven (11) months through and including eight (8) months in advance of that Use Day. Owners of Ownership Interests at DVC Resorts other than your Home Resort may only attempt to reserve the use of that Vacation Home for that Use Day during the period commencing seven (7) months in advance of that Use Day.Disney's Standard Information Form for Timeshare Contracts (UK), Rev. 02/2026
The Management Company has reserved the right to increase or decrease the Home Resort Priority Period for a given DVC Resort; provided, however, in no event will the Home Resort Priority Period be decreased to less than one (1) month.Disney's Standard Information Form for Timeshare Contracts (UK), Rev. 02/2026
If you do not use your full complement of Vacation Points within a given Use Year, you will not be able to carry forward your Vacation Points into the next Use Year, except to the limited extent permitted by Banking. Banking and Borrowing are use management options which, subject to their suspension by the Management Company, permit you to use Vacation Points from the next succeeding Use Year in the immediately preceding Use Year (Borrowing) or to defer the use of the Vacation Points from the current Use Year into the following Use Year (Banking).Disney's Standard Information Form for Timeshare Contracts (UK), Rev. 02/2026
The Management Company has the right to re-allocate the number of Home Resort Vacation Points required to make a reservation for a Vacation Home during particular Use Days at your Home Resort to respond to changes in use demand, subject to certain limitations.Disney's Standard Information Form for Timeshare Contracts (UK), Rev. 02/2026
You should be aware that when you seek to make a reservation at your Home Resort or at other DVC Resorts, other Members at your Home Resort or from other DVC Resorts will also be seeking to make the same reservation. The ability of a purchaser to reserve a Vacation Home at a "high demand" DVC Resort may be diminished as compared to his or her Home Resort.Disney's Standard Information Form for Timeshare Contracts (UK), Rev. 02/2026
Some DVC Resorts have Studios specially designed for two, with a microwave, small fridge and hidden pull-down queen-size bed. DVC Resorts also offer spacious Deluxe Studios for up to 4 or 5 Guests that include a kitchenette. A 1-Bedroom Villa sleeps up to five; a 2-Bedroom Villa accommodates up to nine. Both feature a fully equipped kitchen, washer and dryer, living and dining areas. Our 3-Bedroom Villas sleep up to twelve.Disney Vacation Club, Resorts & Destinations
For purchasers located in the United Kingdom: the consumer has the right to withdraw from this contract without giving any reason within 14 days from the conclusion of the contract or receipt of the contract. During this withdrawal period, any advance payment by the consumer is prohibited. (This is the UK form; the Public Offering Statement for your state or country carries your own rescission terms.)Disney's Standard Information Form for Timeshare Contracts (UK), Rev. 02/2026
COMPLETE OFFERING TERMS OF THE TIMESHARE ARE IN A PUBLIC OFFERING STATEMENT AND PURCHASE AGREEMENT AVAILABLE FROM THE DEVELOPER: Disney Vacation Development, LLC, 1851 Community Drive, Lake Buena Vista, FL 32830.Disney Vacation Club, General Product, State & Country Disclosures (updated 9 February 2026)
Eligible Members can purchase the 2026 benefits package for $99 for usage through December 31, 2026: specially priced Walt Disney World theme park tickets, specially priced Disneyland theme park tickets, an Aulani photo print, a 30-day Memory Maker entitlement, a special Character experience, priority access to Member lounges, use of Points to purchase the Disney Sorcerer Pass, bonus one-time-use Points, and the $95 transaction fee waived. It is part of Membership Extras, which requires having an ownership interest with 150 Vacation Points or more purchased directly from Disney Vacation Development. Yearly non-refundable enrollment fee applies.Disney Vacation Club, Membership Magic Beyond
In the event of enrollment after the start of, and anytime during, the Benefit Season, the yearly enrollment fee will not be prorated. The yearly enrollment fee is not refundable after purchase. The yearly enrollment fee and Benefits of the Optional Benefit Program are subject to change each Benefit Season in DVD's sole discretion.Disney's Membership Extras Acknowledgment and Disclosure Statement (Rev. 9 June 2026)
Disney's Lakeshore Lodge opens July 1, 2027, at Walt Disney World Resort. How to Book Your Stay: October 6, Disney Vacation Club members can make early rental reservations by contacting Member Services; October 7, Walt Disney World Annual Passholders can make early rental reservations; October 8, all guests can make reservations online or by calling (407) 934-7639. Guests staying in select club level resort rooms will enjoy access to The Artist's Nest, a concierge lounge perched above the treetops. The Hidden Willow Presidential Suite will offer elegant accommodations with peaceful views of Bay Lake by day and spectacular views of Magic Kingdom Park fireworks by night. (Disney Parks Blog, "Letters from Lakeshore", published 27 August 2026.)Disney Parks Blog, Letters from Lakeshore (27 August 2026)
From Disney’s own form. The price is what Disney charged per point on 10 February 2026 for a direct purchase (the form says prices change from time to time). The end date is when that resort’s ownership plan terminates and the interest with it. The dues are for 2026, per point, with the form’s own worked total for 230 points; they are owed every year whether or not you go, and the form says they may increase.
| Resort | Price per point as of 10 Feb 2026 | Ends | 2026 dues per point | Dues on 230 points |
|---|---|---|---|---|
| Disney's Beach Club Villas Walt Disney World | $275 | 31 January 2042 | $9.81 $7.76 operating + $2.05 tax | $2,256.60 |
| Disney's BoardWalk Villas Walt Disney World | $240 | 31 January 2042 | $9.67 $7.71 operating + $1.96 tax | $2,224.49 |
| Disney's Hilton Head Island Resort Hilton Head Island, South Carolina | $165 | 31 January 2042 | $12.86 $12.38 operating + $0.49 tax | $2,958.28 |
| Disney's Vero Beach Resort Vero Beach, Florida dues shown for interests bought on or after 1 January 1996; earlier ones pay $11.6859 | $150 | 31 January 2042 | $14.89 $14.32 operating + $0.57 tax | $3,425.60 |
| The Villas at Disney's Wilderness Lodge (Boulder Ridge) Walt Disney World | $215 | 31 January 2042 | $9.77 $7.96 operating + $1.81 tax | $2,246.46 |
| Disney's Saratoga Springs Resort Walt Disney World | $215 | 31 January 2054 | $9.19 $7.51 operating + $1.68 tax | $2,113.17 |
| Disney's Animal Kingdom Villas Walt Disney World | $215 | 31 January 2057 | $10.16 $8.30 operating + $1.86 tax | $2,336.98 |
| Disney's Old Key West Resort Walt Disney World | $215 | 31 January 2057 | $11.21 $9.56 operating + $1.65 tax | $2,577.24 |
| Bay Lake Tower at Disney's Contemporary Resort Walt Disney World | $275 | 31 January 2060 | $8.74 $6.54 operating + $2.20 tax | $2,010.55 |
| The Villas at Disney's Grand Californian Hotel Disneyland Resort, California | $330 | 31 January 2060 | $9.52 $8.33 operating + $1.19 tax | $2,189.67 |
| Aulani, Disney Vacation Club Villas, Ko Olina O'ahu, Hawai'i a nightly transient accommodations tax is due at checkout on every stay, set from the points used and that year's dues per point | $243 | 31 January 2062 | $10.96 $10.20 operating + $0.75 tax | $2,520.16 |
| The Villas at Disney's Grand Floridian Resort Walt Disney World | $275 | 31 January 2064 | $8.31 $6.34 operating + $1.98 tax | $1,912.27 |
| Disney's Polynesian Villas & Bungalows (with the Island Tower) Walt Disney World | $243 | 31 January 2066 | $8.33 $6.46 operating + $1.87 tax | $1,916.68 |
| Copper Creek Villas & Cabins at Disney's Wilderness Lodge Walt Disney World | $255 | 31 January 2068 | $9.02 $6.93 operating + $2.09 tax | $2,074.60 |
| Disney's Riviera Resort Walt Disney World | $243 | 31 January 2070 | $9.46 $7.48 operating + $1.98 tax | $2,174.72 |
| The Villas at Disneyland Hotel Disneyland Resort, California | $248 | 31 January 2074 | $10.54 $9.36 operating + $1.17 tax | $2,423.14 |
| The Cabins at Disney's Fort Wilderness Resort Walt Disney World | $243 | 31 January 2075 | $12.28 $10.32 operating + $1.95 tax | $2,823.39 |
Sorted by end date. Disney’s disclosures page adds that a purchase today “could expire as early as January 31, 2062”, which is Aulani; the older resorts are sold by Disney only from what it has bought back. Read 10 September 2026 from the form.
On the day this page was read, Disney’s savings page listed a credit off the purchase price at five resorts for people who take a sales tour, with tours to be completed by 5 October 2026. It is here because Disney published it with a date, not as a reason to hurry: the same page says other offers may be available.
| Resort | Credit off the price, by points bought |
|---|---|
| Aulani, Disney Vacation Club Villas, Ko Olina | 150–199 points: $10 a point (up to $1,990) · 200–249 points: $21 a point (up to $5,229) · 250–299 points: $42 a point (up to $12,558) · 300–499 points: $44 a point (up to $21,956) |
| The Cabins at Disney's Fort Wilderness Resort | 150–199 points: $30 a point (up to $5,970) · 200–249 points: $36 a point (up to $8,964) · 250–299 points: $38 a point (up to $11,362) · 300–499 points: $40 a point (up to $19,960) |
| The Villas at Disneyland Hotel | 150–199 points: $18 a point (up to $3,582) · 200–249 points: $28 a point (up to $6,972) · 250–299 points: $34 a point (up to $10,166) · 300–499 points: $38 a point (up to $18,962) |
| Disney's Riviera Resort | 150–199 points: $10 a point (up to $1,990) · 200–249 points: $20 a point (up to $4,980) · 250–299 points: $26 a point (up to $7,774) · 300–499 points: $30 a point (up to $14,970) |
| Disney's Polynesian Villas & Bungalows (with the Island Tower) | 200–249 points: $10 a point (up to $2,490) · 250–299 points: $16 a point (up to $4,784) · 300–499 points: $18 a point (up to $8,982) |
A credit off the purchase price after a resort sales tour (by phone, online or in person), good for 7 days after the tour; not part of the minimum down payment of at least 10%; closing costs extra; cannot be combined with other offers. Read 10 September 2026 on Disney’s savings page; the page says other offers may be available and that it may be withdrawn at any time.
Disney’s own form says it runs no resale program, so a resale price is a broker’s fact, and only a broker’s page can carry it. This is one broker’s listing page on the day it was read, beside Disney’s direct price for the same resort. It is what sellers asked, not what buyers paid.
| Resort | Listings that day | Asking, per point | Disney’s direct price | Ends |
|---|---|---|---|---|
| Disney's Animal Kingdom Villas | 31 | $104 – $136 middle $121 | $215 | 31 January 2057 |
| Aulani, Disney Vacation Club Villas, Ko Olina | 24 | $87 – $119 middle $105 | $243 | 31 January 2062 |
| Bay Lake Tower at Disney's Contemporary Resort | 17 | $122 – $169 middle $150 | $275 | 31 January 2060 |
| Disney's Beach Club Villas | 17 | $125 – $166 middle $145 | $275 | 31 January 2042 |
| Disney's BoardWalk Villas | 12 | $115 – $160 middle $128 | $240 | 31 January 2042 |
| The Villas at Disney's Wilderness Lodge (Boulder Ridge) | 5 | $110 – $124 middle $116 | $215 | 31 January 2042 |
| Copper Creek Villas & Cabins at Disney's Wilderness Lodge | 22 | $134 – $161 middle $149 | $255 | 31 January 2068 |
| The Villas at Disneyland Hotel | 2 | $154 – $168 middle $161 | $248 | 31 January 2074 |
| The Villas at Disney's Grand Californian Hotel | 11 | $243 – $259 middle $250 | $330 | 31 January 2060 |
| The Villas at Disney's Grand Floridian Resort | 17 | $156 – $186 middle $174 | $275 | 31 January 2064 |
| Disney's Hilton Head Island Resort | 7 | $63 – $97 middle $72 | $165 | 31 January 2042 |
| Disney's Old Key West Resort | 38 | $80 – $136 middle $100 | $215 | 31 January 2057 |
| Disney's Polynesian Villas & Bungalows (with the Island Tower) | 7 | $165 – $195 middle $180 | $243 | 31 January 2066 |
| Disney's Riviera Resort | 12 | $104 – $155 middle $115 | $243 | 31 January 2070 |
| Disney's Saratoga Springs Resort | 43 | $93 – $142 middle $110 | $215 | 31 January 2054 |
| Disney's Vero Beach Resort | 19 | $42 – $68 middle $60 | $150 | 31 January 2042 |
284 listings on one broker’s own listing page, read 10 September 2026, every status included (new, reduced, sale pending). An asking price is what a seller and a broker put up, not what a contract sold for, and Disney holds a right of first refusal on every sale. Points bought this way carry the restrictions above: since 19 January 2019 they cannot book some or all resorts other than the home resort, and they carry no Membership Extras.
The room is the same room. What differs is what you pay, when, for how long, and what you are allowed to do with it afterwards. None of these is the right one; each is what you can do.
Disney’s explore page says its advertised saving compares a purchase (price, closing costs and dues) with renting the same nights at the undiscounted rate every year, both rising 4.8% a year, and that savings begin “approximately 6 to 14 years after purchase”. This runs the same comparison on your numbers. Every dial starts at Disney’s figure and you can move it.
What this leaves out, because Disney’s method leaves it out: what the purchase money would have earned elsewhere, the interest on any financing, the years you do not go, the dues rising faster or slower than the rate, a resort you cannot get into at seven months, and every cost that is not the room. The form’s own sentence stands: the interest “should only be purchased for personal use and enjoyment” and not “with any expectation of achieving income, capital appreciation, or any other financial return”.
Disney’s own instruction is that the complete terms are in the Public Offering Statement and the purchase agreement. These are the things this page could not read on a public Disney page and that those documents, or the sales Cast Member, will have to give you.